Cash Management Holiday Schedule 2025

Mainstreet Community Bank will be closing December 24 at noon for Christmas Eve. We will be closed December 25 for Christmas Day. We will also be closing December 31 at 2:00pm, and closed January 1 for New Year's Day. 

 

The following adjustments will be made to the Cash Management schedule to reflect the bank's holiday hours:

 

ACH PROCESSING (INCLUDING PAYROLL)

Due to anticipated high volumes, we recommend submitting files early in the day on the following days.

• December 24: Cutoff at 11 am EST

• December 25: No ACH will be processed on this date

• December 31: Cutoff at 1 pm EST

• January 1: No ACH will be processed on this date

 

DOMESTIC AND INTERNATIONAL WIRES

• December 24: Cutoff at 11 am EST

• December 25: No wires will be transmitted on this date

• December 31: Cutoff at 1 pm EST

• January 1: No wires will be transmitted on this date

 

POSITIVE PAY CHECK AND ACH EXCEPTION PROCESSING

• December 24: Cutoff at 11 am EST

• December 25: No positive pay exceptions will be processed on this date

• January 1: No positive pay exceptions will be processed on this date

 

REMOTE DEPOSIT CAPTURE (RDC)

• December 24: Cutoff remains at 7pm EST

• December 25: Any RDC deposits made will be dated for the next business day

• December 31: Cutoff remains at 7pm EST

• January 1: Any RDC deposits made will be dated for the next business day

If you have additional questions, please contact our eBanking team.