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Debit & Credit Cards

Debit Cards

Whether you’re at the grocery store or at dinner with your family, the Mainstreet debit card provides you with 24/7 access to your money. Use your debit card at any ATM or POS terminal by entering your PIN or simply swipe and sign for your purchase. Our debit card is accepted anywhere that MasterCard® is accepted.

To report a lost or stolen debit card during business hours, contact us immediately at (386) 734-5930. After business hours, call (866) 546-8273.

Guard Your Debit Card from Fraud with smsGuardian

Sign up today for our complimentary text alert service!

Add an extra layer of security against fraud to your debit card with smsGuardian, a free service for all Mainstreet Community Bank of Florida customers. Receive and respond to text message alerts on your mobile device when your debit card is used for:
  • Out of State Authorizations
  • International Authorizations
  • Fuel Authorizations
  • Authorizations greater than $100
  • 10 or More Authorizations in 24-hours
  • Card Not Present Authorizations
When you receive an alert, if you recognize the charge, no action is required. Simply ignore the alert. If the charge is fraudulent, you can reply to the alert (as directed within the message) and a risk analyst will then review the purchase and block the card from further use.

Identifying and stopping fraudulent activity when it takes place can significantly reduce the likelihood that additional unauthorized transactions will occur.

Added Features
Enjoy the peace of mind that smsGuardian provides, in addition to the ability to:
  • Enroll up to two devices per debit card
  • Create a “do not disturb” window for alerts
  • Opt-out of receiving alerts at any time

Get Started
To enroll in this program, visit the CardGuardian portal today. In a few simple steps, you will verify your card information, set your “do not disturb” window and enter your mobile phone number (must be a 10-digit domestic number). Once enrollment is complete, you are ready to begin receiving alerts!

Message and data rates may apply. You may stop the receipt of alerts immediately by texting the word STOP in reply to an alert (or by texting the word STOP to 27576). You may unsubscribe from the smsGuardian service entirely on the website.
Issuance of the Mainstreet Check Card is subject to approval.

ATM Cards

The Mainstreet ATM Card offers fast and convenient access to your deposit accounts. With your ATM card, you can check your account balance, transfer funds, withdraw cash, and more – 24 hours a day!

To report a lost or stolen ATM CARD during business hours, contact us immediately at (386) 734-5930. After business hours, call (866) 546-8273.

Credit Cards

At Mainstreet Community Bank, our industry leading credit card products offer competitive pricing combined with a full range of reward options, making it easy to select and apply for the card that meets your needs. Click here to learn more about credit cards or to apply now.

For existing cardholders, access your account by clicking here

For questions about your credit card account or to report a lost or stolen card:
24-Hour Cardmember Service provided by Elan Financial Services
(800) 558-3424

Mastercard Priceless Surprises Promotion

Everyday purchases. Extraordinary surprises! Use your Mainstreet Community Bank Debit Mastercard® and you could be surprised!
For more information, including official rules and promotional details, click here.